:root{--sand-base: #EEF2F9;--sand-card: #E1E8F4;--sand-border: #CBD6EA;--sand-deep: #D5DEEF;--primary: #1A3E8C;--primary-container: #22409A;--on-primary: #ffffff;--on-primary-container: #aeb9dc;--secondary: #0A6EBD;--secondary-container: #cfe2f7;--on-secondary-container: #0a4a82;--surface: #fbfcfe;--surface-low: #f4f7fc;--surface-high: #e8eef8;--surface-highest: #dfe7f4;--on-surface: #161d2e;--on-surface-var: #404a61;--outline: #727b8e;--outline-var: #c2cbdb;--color-success: #2e7d32;--color-danger: #ba1a1a;--color-warning: #b26a00;--glass-bg: rgba(255,255,255,.55);--glass-border: rgba(255,255,255,.35);--glass-shadow: 0 8px 30px rgba(34,64,154,.1);--glass-blur: blur(12px);--radius-sm: 6px;--radius-md: 10px;--radius-lg: 14px;--radius-xl: 20px;--transition: .18s cubic-bezier(.4,0,.2,1);--text-primary: var(--on-surface);--text-secondary: var(--on-surface-var);--text-muted: var(--outline)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth}body{font-family:Inter,system-ui,sans-serif;background-color:var(--sand-base);color:var(--on-surface);min-height:100vh;-webkit-font-smoothing:antialiased}#root{min-height:100vh;display:flex;flex-direction:column}.ms{font-family:Material Symbols Outlined;font-style:normal;font-weight:400;font-size:22px;line-height:1;display:inline-block;text-transform:none;letter-spacing:normal;word-wrap:normal;white-space:nowrap;direction:ltr;-webkit-user-select:none;user-select:none;font-variation-settings:"FILL" 0,"wght" 300,"GRAD" 0,"opsz" 24}.ms.filled{font-variation-settings:"FILL" 1,"wght" 400,"GRAD" 0,"opsz" 24}.sand-card{background-color:var(--sand-card);border:1px solid var(--sand-border);border-radius:var(--radius-lg);transition:transform var(--transition),box-shadow var(--transition)}.sand-card:hover{box-shadow:var(--glass-shadow);transform:translateY(-1px)}.glass{background:var(--glass-bg);backdrop-filter:var(--glass-blur);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);border-radius:var(--radius-lg);box-shadow:var(--glass-shadow)}.glass-sm{background:#ffffff4d;backdrop-filter:var(--glass-blur);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);border-radius:var(--radius-md);box-shadow:0 2px 12px #6b6b6312}h1{font-family:Outfit,sans-serif;font-size:2rem;font-weight:600;color:var(--primary);line-height:1.2;letter-spacing:-.02em}h2{font-family:Outfit,sans-serif;font-size:1.25rem;font-weight:500;color:var(--primary)}h3{font-family:Outfit,sans-serif;font-size:1rem;font-weight:500;color:var(--on-surface-var)}.sb-input{width:100%;padding:12px 0;background:transparent;border:none;border-bottom:1px solid var(--sand-border);border-radius:4px 4px 0 0;color:var(--on-surface);font-size:1rem;font-family:Inter,sans-serif;outline:none;transition:border-color var(--transition)}.sb-input::placeholder{color:var(--outline)}.sb-input:focus{border-bottom:2px solid var(--primary-container)}.sb-input:disabled{opacity:.5;cursor:not-allowed}.sb-input-filled{width:100%;padding:12px 14px;background:var(--sand-card);border:none;border-bottom:1px solid var(--sand-border);border-radius:4px 4px 0 0;color:var(--on-surface);font-size:1rem;font-family:Inter,sans-serif;outline:none;transition:border-color var(--transition)}.sb-input-filled::placeholder{color:var(--outline)}.sb-input-filled:focus{border-bottom:2px solid var(--primary-container)}.sb-select{width:100%;padding:12px 36px 12px 14px;background:var(--sand-card);border:none;border-bottom:1px solid var(--sand-border);border-radius:4px 4px 0 0;color:var(--on-surface);font-size:1rem;font-family:Inter,sans-serif;outline:none;cursor:pointer;transition:border-color var(--transition);-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23747873' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}.sb-select option{background:var(--surface);color:var(--on-surface)}.sb-label{display:block;font-family:Inter,sans-serif;font-size:.72rem;font-weight:600;color:var(--on-surface-var);letter-spacing:.06em;text-transform:uppercase;margin-bottom:4px}.btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 24px;background-color:var(--primary-container);border:none;border-radius:var(--radius-md);color:var(--on-primary);font-size:.78rem;font-weight:600;font-family:Inter,sans-serif;letter-spacing:.06em;text-transform:uppercase;cursor:pointer;transition:opacity var(--transition),transform var(--transition),box-shadow var(--transition);box-shadow:0 4px 16px #22409a38;width:100%}.btn-primary:hover:not(:disabled){opacity:.9;transform:translateY(-1px);box-shadow:0 6px 20px #22409a4d}.btn-primary:active:not(:disabled){transform:translateY(0)}.btn-primary:disabled{opacity:.4;cursor:not-allowed}.btn-secondary{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;background:transparent;border:1px solid var(--primary-container);border-radius:var(--radius-md);color:var(--primary-container);font-size:.78rem;font-weight:600;font-family:Inter,sans-serif;letter-spacing:.06em;text-transform:uppercase;cursor:pointer;transition:background var(--transition),color var(--transition);width:100%}.btn-secondary:hover{background:var(--surface-low)}.btn-ghost{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;background:transparent;border:1px solid var(--outline-var);border-radius:var(--radius-md);color:var(--on-surface-var);font-size:.8rem;font-family:Inter,sans-serif;cursor:pointer;transition:background var(--transition),color var(--transition),border-color var(--transition)}.btn-ghost:hover{background:var(--surface-high);color:var(--on-surface);border-color:var(--outline)}.btn-danger{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;background:#ba1a1a14;border:1px solid rgba(186,26,26,.25);border-radius:var(--radius-md);color:var(--color-danger);font-size:.78rem;font-family:Inter,sans-serif;cursor:pointer;transition:background var(--transition)}.btn-danger:hover{background:#ba1a1a24}.alert{display:flex;align-items:flex-start;gap:10px;padding:12px 16px;border-radius:var(--radius-md);font-size:.875rem;line-height:1.5}.alert-error{background:#ba1a1a14;border:1px solid rgba(186,26,26,.2);color:#93000a}.alert-success{background:#2e7d3214;border:1px solid rgba(46,125,50,.2);color:#1b5e20}.alert-warning{background:#7a590014;border:1px solid rgba(122,89,0,.2);color:#4a3500}.alert-info{background:#22409a14;border:1px solid rgba(34,64,154,.2);color:var(--primary)}.form-field{display:flex;flex-direction:column;gap:4px}.badge{display:inline-block;padding:2px 8px;border-radius:100px;font-size:.65rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase}.badge-verified{background:#2e7d321a;color:var(--color-success);border:1px solid rgba(46,125,50,.25)}.badge-pending{background:#7a59001a;color:var(--color-warning);border:1px solid rgba(122,89,0,.25)}.badge-debit{background:#ba1a1a14;color:var(--color-danger);border:1px solid rgba(186,26,26,.2)}.badge-credit{background:#2e7d3214;color:var(--color-success);border:1px solid rgba(46,125,50,.2)}.divider{height:1px;background:var(--outline-var)}@keyframes spin{to{transform:rotate(360deg)}}.spinner{width:18px;height:18px;border:2px solid rgba(255,255,255,.3);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite;flex-shrink:0}@keyframes shimmer{0%{background-position:-400px 0}to{background-position:400px 0}}.skeleton{background:linear-gradient(90deg,var(--sand-card) 25%,var(--sand-deep) 50%,var(--sand-card) 75%);background-size:800px 100%;animation:shimmer 1.4s infinite;border-radius:var(--radius-sm)}.sb-table{width:100%;border-collapse:collapse;font-size:.875rem}.sb-table thead th{padding:10px 16px;text-align:left;font-size:.68rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--outline);border-bottom:1px solid var(--sand-border)}.sb-table tbody tr{border-bottom:1px solid var(--outline-var);transition:background var(--transition)}.sb-table tbody tr:hover{background:#22409a0a}.sb-table tbody td{padding:13px 16px;color:var(--on-surface);vertical-align:middle}.sb-table tbody tr:last-child{border-bottom:none}.sidebar{position:fixed;left:0;top:0;bottom:0;width:256px;background:var(--surface-low);border-right:1px solid var(--outline-var);display:flex;flex-direction:column;padding:28px 16px;z-index:100}.sidebar-logo{display:flex;align-items:center;gap:10px;padding:0 8px 24px}.sidebar-logo span{font-family:Outfit,sans-serif;font-size:1.1rem;font-weight:600;color:var(--primary)}.nav-item{display:flex;align-items:center;gap:12px;padding:10px 14px;border-radius:var(--radius-md);color:var(--on-surface-var);font-size:.875rem;font-family:Inter,sans-serif;font-weight:500;cursor:pointer;border:none;background:transparent;width:100%;text-align:left;transition:background var(--transition),color var(--transition),transform var(--transition);text-decoration:none}.nav-item:hover{background:var(--surface-high);color:var(--primary);transform:translate(2px)}.nav-item.active{background:#22409a1a;color:var(--primary);font-weight:600}.nav-item .nav-icon{font-size:1.25rem;width:22px;text-align:center;flex-shrink:0}.main-content{margin-left:256px;min-height:100vh;flex:1}.page-header{display:flex;align-items:flex-start;justify-content:space-between;padding:36px 48px 0;margin-bottom:32px}.page-title{font-family:Outfit,sans-serif;font-size:2rem;font-weight:600;color:var(--primary);letter-spacing:-.02em}.page-subtitle{font-size:.95rem;color:var(--on-surface-var);margin-top:6px;line-height:1.5;max-width:520px}.page-body{padding:0 48px 48px}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.radio-group{display:flex;gap:8px}.radio-pill input{display:none}.radio-pill label{padding:8px 18px;border-radius:100px;border:1px solid var(--outline-var);color:var(--on-surface-var);font-size:.8rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;cursor:pointer;transition:all var(--transition);display:block}.radio-pill input:checked+label{background:#22409a1a;border-color:var(--primary-container);color:var(--primary)}.otp-input{font-size:2rem;font-weight:700;letter-spacing:.5rem;text-align:center;width:100%;padding:16px;background:var(--sand-card);border:none;border-bottom:2px solid var(--sand-border);border-radius:4px 4px 0 0;color:var(--on-surface);outline:none;transition:border-color var(--transition);font-family:Courier New,monospace}.otp-input:focus{border-bottom-color:var(--primary-container)}::-webkit-scrollbar{width:5px;height:5px}::-webkit-scrollbar-track{background:transparent}::-webkit-scrollbar-thumb{background:var(--sand-border);border-radius:3px}::-webkit-scrollbar-thumb:hover{background:var(--outline-var)}.login-brand-mobile{display:flex}.login-left-panel{display:none}@media (min-width: 900px){.login-left-panel{display:flex!important}.login-brand-mobile{display:none!important}}@media (max-width: 900px){.app-sidebar{display:none!important}.app-main{margin-left:0!important}.page-header{padding:20px 20px 0}.page-body{padding:0 20px 28px}.grid-2,.grid-3{grid-template-columns:1fr}}.sb-select{width:100%;padding:10px 12px;background:var(--sand-card);border:none;border-bottom:1px solid var(--sand-border);border-radius:4px 4px 0 0;color:var(--on-surface);font-size:1rem;font-family:Inter,sans-serif;outline:none;cursor:pointer;-webkit-appearance:none;-moz-appearance:none;appearance:none;transition:border-color var(--transition)}.sb-select:focus{border-bottom:2px solid var(--primary-container)}.sb-label{font-size:.72rem;font-weight:600;color:var(--outline);letter-spacing:.06em;text-transform:uppercase}@media (max-width: 900px){.hamburger-btn{display:flex!important}.app-sidebar{display:none!important}.app-main{margin-left:0!important}.page-header{padding:20px 20px 0;flex-wrap:wrap;gap:14px}.page-body{padding:0 20px 28px}.grid-2,.grid-3{grid-template-columns:1fr}header{padding:0 20px!important}}.mobile-sidebar{display:flex!important}.notif-dropdown-enter{opacity:0;transform:translateY(-8px) scale(.97)}.notif-dropdown-enter-active{opacity:1;transform:translateY(0) scale(1);transition:opacity .18s ease,transform .18s ease}.admin-tab{display:flex;align-items:center;gap:7px;padding:10px 18px;background:none;border:none;color:var(--on-surface-var);font-size:.875rem;cursor:pointer;transition:color var(--transition)}.admin-tab.active{color:var(--primary);font-weight:600}.admin-tab:hover:not(.active){color:var(--on-surface)}@media (max-width: 900px){.stats-grid{grid-template-columns:1fr 1fr!important}}@media (max-width: 900px){.profile-grid{grid-template-columns:1fr!important}}.bene-row{transition:background var(--transition)}.bene-row:hover{background:#22409a08}.badge-locked{background:#ba1a1a14;color:var(--color-danger);border:1px solid rgba(186,26,26,.2)}.badge-active{background:#2e7d3214;color:var(--color-success);border:1px solid rgba(46,125,50,.2)}